Here are some tips I have learned over the years:
When a policyholder has a property loss, he submits an insurance claim. But, if the policyholder doesn't know the claims process, he stands to collect thousands of dollars LESS than he would be entitled to collect.
Lets talk about personal property losses. The insurance people call this "contents". What happens to you when most or all of the contents of your home or business gets damaged or destroyed by fire, wind, water or flood?
The "Incomplete Contents Inventory" trap happens when you submit your claim. The insurance company may provide you with some inventory sheets and ask you to fill them out, listing all your contents. But, usually the insurance company will not tell you the methods you should use to maximize your claim amount. Why should they? The insurance company wants to minimize your claim, not make it bigger.
Most of the time, people in the middle of an insurance claim are scared and traumatized. And it's at that point in life that you're supposed to stop everything and correctly remember every item of personal property you owned that got damaged?
So, you're trapped between the insurance company's silence and your need to collect the maximum you can collect. But, I'm on your side!
Did you know the insurance policy will pay someone to come over and make an inventory of the damaged contents?
Visit our website at http://www.publicadjusternetwork.com Call me today to help you learn the many other ways in which your insurance company owes you. Dwayne Hall, Public Insurance Adjuster (903) 733-4664. |
